Loans

Why borrow from Fairburn Capital?

We understand that “good borrowers” come in different shapes and sizes. While banks do a good job of providing everyday loans, our experience is that if your lending needs are outside the box, seemingly simple requests can receive frustrating responses. We have funded many borrowers who simply needed someone who understands their needs.

The Managing Director of Fairburn Capital has bought, sold, developed, financed and refinanced more than NZ$7bn of real estate. We understand real estate and can work with you to tailor a finance package which gives you the resources you need to deliver your project.

SPEED

We can understand a deal fast and are able to provide same day decisions and clearly articulate the information we need to provide the funding you need.

FLEXIBILITY

We know well that individual borrowers need individual solutions. We are her to listen and pride ourselves on tailoring funding to meet business plans and needs.

RELIABILITY

Our reputation is everything. We pride ourselves on delivery and if we say we will do something, you can rely on us to deliver.

Loan Purpose

While Fairburn Capital does not provide standard home loans, we support borrowers looking for funding for investment purposes, to release equity for new projects, to bridge before asset sales or trading bank refinancing. We have lent to refurbish existing assets and to complete the final stages of small-scale developments. If you need financing for your growth plan, we aim to be a partner who will be here to support you on your journey.

Residential Investment

Bridging financing

Equity release

Refurbishment

Development Completion

Key Loan Criteria

While Fairburn Capital does not provide standard home loans, we support borrowers looking for lending for investment purposes, to refurbish existing assets, to release equity for new projects and to complete the final stages of small-scale developments.

Loan Amounts

Fairburn Capital has a minimum loan amount of $100,000 and a maximum loan amount of $3,000,000

Loan Restrictions

Fairburn Capital provides loans with a maximum loan-to-value ratio of 75%.

Borrower Types

Fairburn Capital is able to lend to Individuals, Trusts, Partnerships, and Companies.

Interest Rate & Fees

Interest rates and loan fees are agreed with borrowers based on their specific application.